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Actual - Local-First Personal Finance

What is it?

Actual is a local-first personal finance app that keeps your data on your device, giving you full control. It solves the problems of data privacy and high subscription costs found in traditional tools. Its standout feature is multi-device sync and envelope budgeting, making it easy to manage budgets and track expenses.

  • 100% local data storage
  • Multi-device sync
  • Envelope budgeting method
  • Open-source & free
  • Cross-platform desktop apps

Who is it for?

Privacy-conscious individuals, families, and budgeting enthusiasts who want to avoid subscriptions.

Track daily income & expensesPlan monthly budgetsManage multiple accountsSync data across devices

How can it grow? — Custom dev directions

Each is a concrete build plan. Like one? Let's talk.

  1. Custom reporting module

    Effort M

    For: SMBs

  2. Automatic bank sync

    Effort L

    For: Individuals

  3. Multi-currency support

    Effort M

    For: Cross-border users

  4. Mobile app adaptation

    Effort L

    For: Mobile users

FAQ

Does it cost money?

No, it's completely free and open-source.

Where is my data stored?

Data is stored locally on your device by default, or you can self-host a sync server.

Can I rebrand it?

Yes, the frontend is customizable for white-labeling.

Turn this project into your product

Describe your scenario — we reply with a plan & quote within 2 hours.

or hi@mvphub.org

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