
What is it?
Actual is a local-first personal finance app that keeps your data on your device, giving you full control. It solves the problems of data privacy and high subscription costs found in traditional tools. Its standout feature is multi-device sync and envelope budgeting, making it easy to manage budgets and track expenses.
- 100% local data storage
- Multi-device sync
- Envelope budgeting method
- Open-source & free
- Cross-platform desktop apps
Who is it for?
Privacy-conscious individuals, families, and budgeting enthusiasts who want to avoid subscriptions.
How can it grow? — Custom dev directions
Each is a concrete build plan. Like one? Let's talk.
Custom reporting module
Effort MFor: SMBs
Automatic bank sync
Effort LFor: Individuals
Multi-currency support
Effort MFor: Cross-border users
Mobile app adaptation
Effort LFor: Mobile users
FAQ
Does it cost money?
No, it's completely free and open-source.
Where is my data stored?
Data is stored locally on your device by default, or you can self-host a sync server.
Can I rebrand it?
Yes, the frontend is customizable for white-labeling.
Turn this project into your product
Describe your scenario — we reply with a plan & quote within 2 hours.



